Discover the best budgeting apps for Android and iOS in 2021 with our ultimate guide. Find top-rated apps to help you manage your finances and save money effortlessly.
Top Budgeting Apps for Android
If you’re an Android user looking for the best budgeting apps to help you manage your finances, there are several options available to you. From tracking your spending to setting up monthly budgets, these apps can provide a range of features to help you stay on top of your financial goals.
Top Budgeting Apps
Here are some of the top budgeting apps available for Android users:
1. YNAB (You Need A Budget) – Known for its hands-on zero-based budgeting approach, YNAB helps users plan ahead for their financial decisions rather than simply tracking past transactions. It follows a zero-based budgeting system, requiring users to make a plan for every dollar they earn.
2. Goodbudget – This app is based on the envelope budgeting system, allowing users to allocate their income towards specific spending categories, or “envelopes.” While it doesn’t sync with bank accounts, it provides a manual way to track and manage finances.
3. EveryDollar – Offering a simple zero-based budgeting framework, EveryDollar allows users to manually enter income and expenses, as well as set reminders for bill payments. The premium version also allows for bank account syncing and provides custom reports and recommendations.
These are just a few examples of the top budgeting apps available for Android users. Each app offers unique features and approaches to budgeting, so it’s important to consider your specific financial needs and preferences when choosing the right app for you.
Top Budgeting Apps for iOS
Top Budgeting Apps for iOS
If you’re looking for a budgeting app to help you manage your finances on your iOS device, there are several top options to consider. These apps offer a range of features, from basic budgeting and expense tracking to more advanced tools for planning and managing your money. Here are some of the best budgeting apps for iOS users:
1. YNAB: YNAB (You Need a Budget) is a hands-on zero-based budgeting app that helps users plan ahead for their financial decisions. The app follows the zero-based budgeting system, requiring users to make a plan for every dollar they earn. YNAB allows users to link their checking and savings accounts, as well as credit cards and loans, and is available on mobile, desktop, iPad, Apple Watch, and Alexa.
2. Goodbudget: Goodbudget is based on the envelope budgeting system, allowing users to portion out their monthly income toward specific spending categories, or “envelopes.” The app doesn’t sync with bank accounts, so users must manually add account balances and transactions. Goodbudget offers a free version with limited features, as well as a paid version with additional perks.
3. EveryDollar: EveryDollar offers a simple zero-based budgeting framework that allows users to manually enter their income and expenses throughout the month. The app also offers a premium, paid version that allows users to connect their bank accounts and provides custom reports and recommendations based on their spending habits.
These are just a few of the top budgeting apps available for iOS users. Each app offers unique features and tools to help you better manage your finances and make more informed decisions about your money. Whether you’re looking for a hands-on budgeting experience or a more simplified approach, there’s likely an app that meets your needs.
Tips for Choosing the Right Budgeting App
When choosing a budgeting app, it’s important to consider your specific financial needs and goals. Here are a few tips to help you select the right app for you:
Consider Your Budgeting Style
Some budgeting apps are designed for hands-on budgeting, where you manually input your income and expenses. Others may sync with your financial accounts to track spending automatically. Consider which style aligns with your preferences and how much time you want to invest in budgeting.
Evaluate Features and Functionality
Take a close look at the features offered by each budgeting app. Do you need a tool that tracks investments and net worth, or are you primarily focused on day-to-day spending? Consider which features are essential for your financial management and look for apps that offer those functionalities.
Read User Reviews and Ratings
Before committing to a budgeting app, take the time to read user reviews and ratings. Look for feedback on ease of use, customer support, and overall satisfaction with the app. This can give you valuable insights into the user experience and help you make an informed decision.
Try Out Free Trials
Many budgeting apps offer free trials or basic versions that allow you to test out the platform before committing to a paid subscription. Take advantage of these trial periods to see if the app aligns with your needs and provides the functionality you’re looking for.
By considering your budgeting style, evaluating features, reading user reviews, and trying out free trials, you can make an informed decision when choosing the right budgeting app for your financial needs.
In conclusion, there are many top budgeting apps available for both Android and iOS that can help users manage their finances more effectively. These apps offer a range of features to track expenses, set budgets, and save money, making them a valuable tool for anyone looking to improve their financial management.